The Region of Murcia is often cited as one of the best places for expats in Spain. And one of its most appealing factors is its affordable real estate. If you are looking for property to purchase in this historic Region, let buyahouseinmurcia.com help you out.
Buy a house in Murcia, our intimate understanding of the local real estate market is backed up by the experience of our team of experts. Real estate transactions in the Region of Murcia are very different from how it is done in the UK, and in other parts of Spain!!!! With the team’s expertise, buying real estate in the Region of Murcia can be easy, fast, and hassle-free.
Here are some of the things you’ll want to keep in mind:
· Make local connections
Knowledge of the best properties is often spread by word of mouth. Talk to the locals and ask around for properties that they might know about. With buy a house in Murcia´s intimate local knowledge, making local connections won’t be a problem.
· Hire a LOCAL professional
By hiring local professionals such as a registered real estate agent, solicitor (abogado), expats will be assured of having an easier time in making deals and double-checking facts. Your solicitor will also be the one to arrange for tax payments and register the property at the land registry. At buy a house in Murcia, we have our own team of experienced local solicitors, economist, public notaries, that can handle this for you.
· The right paper work is essential
Remember to get the NIE number before hand. (apply for it at least 2 months in advance) This is essential to buying a property in Spain.
Other important documents to ask for include:
· The Certificado de Registro de Propiedad Actualizado(NOTA SIMPLE)
· Copy of the deeds of the property.
The former is to confirm if the property is correctly registered to the local government, while the latteris a history of all transactions dealing with the property. And our expert team of local solicitors and gestores can handle this for you
· Secure a CONTRATO DE COMPRA VENTA (PURCHASE/SELLING CONTRACT)
A CONTRATO de compraventa is a promissory CONTRACT which both the buyer and seller sign on. It details the payment scheme as well as the penalties for default on payments.
· Down payment is expected (DEPOSIT)
This is one IMPORTANT aspect. Sellers always expect a down payment from the buyer. And the norm is usually 10 percent of the asking price. Therefore the initial contract MUST be done by professionals, and it should be registered to make it legally binding.
· Completion at the LOCAL NOTARY
This must be done by a profesional on your behalf, to secure the legality of the whole proccess. You only sign at the notary, when you fully understand what you are signing. Therefore buy a house in Murcia, provides a fully legally translated copy of the deeds before the signature.
BUY A HOUSE IN MURCIA Homes for Sale
The Region of Murcia, has plenty to offer to the intrepid and adventurous expat. Aswell to the people who wants to retiere and live a quiet and relax way of life. To know more about this charming and historic Region, you can read more about it on: https://www.murciaturistica.es/en/discover_the_region/
From assistance in seeking out the right property to relocation services, Buy a house in Murcia are the right people to contact.
The Autonomous Community of Murcia offers an extensive cultural panorama, with a wide infrastructure of facilities: 75 museums, 12 theaters, 5 Auditoriums, a Congress Center and 41 convention centers designated to the celebration of exhibitions and contests.
The Historical-Artistic Heritage Roman Theater of Cartagena:
The extensive history of this region conserves a wide artistic heritage. Along with ten historical-artistic ensembles, we must highlight other monuments, such as the prehistoric remains of the Bagil dolmen and the paintings of the Cueva de los Monigotes in Calasparra, on the banks of the Segura river. In Cartagena there are many vestiges of Roman times, roads, public buildings and a magnificent theater.
From the first dawn of Christianity there are remains of a Paleo-Christian basilica in Algezares and the ruins of the Roman-Visigothic city of Begastri.
The Islamic presence left traces throughout the Murcian geography; of them perhaps the most interesting due to its state of preservation and the data it provides about this culture is the urban set of Medina Siyasa, located in Cieza.
Castle of Lorca The medieval-Christian Murcia is represented in numerous castles, which mark the valley of Guadalentín and northwest Murcia: the Torre Alfonsina in Lorca, the fortress in Moratalla raised by the Order of Santiago is the defensive bastion of the mountain village of Aledo.
During the Renaissance, many religious buildings were erected. A sample is the magnificent church of San Patricio in Lorca or the Mudejar coffered ceiling of the Santa de Totana. From this time, the watchtowers scattered along the coast were built as a defense against the invasions of Berber pirates.
The splendor of the Baroque age is shown in civil works such as the Almudí, an old grain deposit and today the art center of the Murcia City Council; or the malecon, a retaining wall built to prevent flooding of the Segura River. Among the religious constructions that stand out, Jerónimos Monastery, the baroque facade in red marble of the Santurario de La Vera Cruz in Caravaca and the Palacio de Guevara, located in Lorca.
Murcia Casino: The neoclassical and modernist style is best shown in the Casino de Murcia; in the exceptional set of buildings scattered around the city of Cartagena, and in the beautiful modernist market of La Unión.
Junterones Chapel - Murcia Cathedral. The Cathedral of Murcia deserves a separate chapter. It is necessary to emphasize its magnificent Tower that, with 92 meters of height, is the most representative symbol of the city.
The different artistic manifestations are exposed in the network of pinacotecas of the region, integrated by the archaeological museums of Murcia, Lorca, Jumilla, Calasparra, Caravaca, Yecla, Cehegín, Cieza and Mula. The latter brings together one of the best Iberian art collections in the country. In Cartagena, in addition, there is a Museum of Maritime Archeology.
Other aspects of the traditions and cultural manifestations of this community are exhibited in the Museum of Fine Arts of Murcia, the first regional pinacoteca; in the sacred art collections of the Cathedral of Murcia, Caravaca, Cehegín and Moratalla; the Naval Museum located in the port city of Cartagena; next to the capital; the wine museum "Juan Carcelén" in the wine town of Jumilla and the museums located in the city of Murcia dedicated to the painter Ramón Gaya, the magnificent sculptor Salzillo and Science.
The richness of this community's crafts, with more than 400 workshops, can be seen visiting the Centers for Crafts of Murcia, Lorca and Cartagena, where pieces of the different trades are exhibited: ceramics, objects made with esparto, carpets , goldsmiths, embroidery and nativity scenes.
The purchase of a home is the most important investment that most people will make, so we advise anyone thinking of buying a house in Murcia to use a real estate agent a gestor or a lawyer. Your real estate agent should be prepared to advise you on all the steps you need to take to acquire a home with the maximum guarantees.
The current Spanish system, based on close collaboration between the Notary and the Land Registry, provides maximum legal security. Advice should be sought before signing any document or receipt, and even before the delivery of any money, even in the form of a deposit.
Procedures for the sale:
The real estate purchase agreement.
In the purchase and sale of a home, it is common that, prior to the public deed, a private contract between seller and buyer, called pre-contract, is signed. This contract is not mandatory, although it is always done when a promoter sells, and between private parties it is also widely used.
The Law considers the private document as a perfectly valid way of formalizing a purchase or sale, which means that if a document of this kind is signed, it will be legally bound to comply with all its contents, provided that it is not contrary to the Law. It can be exempted from compliance, arguing that what was agreed upon at the time is no longer appropriate, or that what was signed was not known.
Hence the importance of advising oneself properly before signing a document of this nature. The notary does not intervene in the formalization of this contract, but can inform of its content and solve all doubts that arise.
Some advice that any notary will give is that nothing is signed that is not sufficiently understood, or if you are not fully convinced. In addition they will advise you to use the administrative services of a real estate agent who is legally registered in the country where the property is being purchased or sold. Who must be capable to provide you with all the correct information.
That's where Buy a House in Murcia can assist, Contact Us for more information
Houses closed and abandoned for years in the neighborhoods of Carmen and Pontarrón, in Mula, begin to seriously threaten the structure of several adjoining homes, which already have dampness and cracks, both outside and inside.
The owner of the house number 39 on Carrer del Carmen, Gregorio Piñero, informed the Town Hall of Mula of the threat posed to his home by the situation in which two houses are closed and abandoned, to force the corresponding owners, to act and maintain these buildings , and thus stop the progressive deterioration of them and, therefore, of the adjoining houses. In this particular case, the houses are owned by a bank. In other cases, the owners are foreigners who have lived outside of Mula for years.
Ángeles Ortega, who has a house at number 10 on Cabezo Street, also fears that another property, contiguous to her own and in very poor condition, will seriously damage her home. For months the roof has been falling in, revealing part of the interior, which is causing damage and moisture, especially when it rains. Mrs Ortega went to the technical office to report the situation, given the danger it presents to pedestrians and neighbors. In total, more than twenty houses are abandoned in these two historic neighborhoods of the city. Some have no doors, no windows, no bars and are located in Mizas, Altos Mizas, Salitre, Altos Campillas, del Carmen and Placeta del Pontarrón streets. Several uninhabited buildings have become a refuge for drug addicts.
Currently, the Ministry of Development, along with municipal services, evaluate 65 cases for the renovation of 50 homes.
Permits issued in countries of the European Union are valid for driving in Spain.
Conditions for its validity:
The holder has the required age in Spain to obtain the equivalent Spanish permit and, in addition, that the period of six months has not elapsed, counted from the time the holder has acquired residence in Spain.
After this period, the aforementioned permit is not valid for driving in Spain, and if the holder wishes to continue driving, they must obtain a Spanish permit, after checking the requirements and passing the corresponding tests with the country that issued the original permit, its exchange for the equivalent Spanish licence is possible.
Please contact us to exchange any driving licence from within the EU.
In this week's blog, we will logically talk about Brexit and how it can affect British expatriates living in Spain. First of all we want to send you a message of tranquility and support.
Do not panic, nothing has happened yet.
Although the vote in favor of Brexit is a fact that has important legal implications, the fact is that today, the legal situation of British expatriates in Spain is the same as it was a month ago and that of a long time ago, therefore, at the moment there is no effective change in the situation, nor should immediate or hasty decisions be made.
The disengagement procedure of the European Union will be a very slow process. We have come to hear that expats could lose their rights to their property in Spain, which is absolutely false.
What will happen in the future?
Neither we, nor surely anyone at this time can answer this question, it is likely that the United Kingdom will join the European Economic Area, as is currently the case with countries such as Norway, Iceland, etc. which would allow the free circulation of British citizens in Spain. New relations with the EU or even specific agreements with Spain could also be established given the high number of British residents in the country, as is the case with countries such as Switzerland.
.- Retirees living in Spain ask themselves whether or not there will be an obligation to obtain a residence permit and what the requirements will be, or whether they will be entitled to access medical treatments, health coverage (social security), etc.
.- Workers and companies. Outside the EU, in principle British citizens would not have a right to provide services or have freedom to work within the EU
.- Tax consequences: there may be tax implications of many types, for example: heirs who are not tax residents in the European Union, will not benefit from the tax benefits in the Spanish inheritance tax system.
We can help with these issues
In our opinion, due to the numerous links between the United Kingdom and the European Union, especially Spain, where most of the British expatriates reside, we are sure that mechanisms will be articulated through international negotiation and agreements with the European Union, so that expatriates can continue to enjoy their life in this country.
Therefore, we recommend for the moment not to make hasty decisions, since legally nothing has changed yet and brexit will take a long time, in addition we do not know the legal status that the United Kingdom and its citizens will have in the European Union.
The Prime Minister of Spain Mr Mariano Rajoy has released many statements emphasizing how important expatriates are to Spain and it's economy, and how he will ensure that the lives of Britons in Spain will not be disrupted. In any case, if you want to review your tax strategy or your situation, do not hesitate to contact us and we will help you.
The information provided in this article is not intended to be legal advice, but simply transmits information related to legal issues.
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Buy a House in Murcia
Make sure you employ a professional estate agent, such as Buy a House in Murcia, that is legally registered in Spain. Only a professional estate agent can legally perform the whole conveyancing of the property you wish to purchase or sell, without the need of a solicitor. Your estate agent will know the conveyancing procedure that in Spain uses a public notary, this system is officially run by the government and does not act for either the buyer or seller, it is neutral, their solicitor makes all the legal checkings needed to produce the deeds and register the property.
If your estate agent is not qualified, you will need the services of a solicitor. At Buy a House in Murcia, we can assist you every step of the way.